Giving-Hope
Giving-Hope
SALES: (510) 284-5674
SERVICE: (510) 284-5670

Premier Plan

Premier Automotive Group's
Premier "Purchase" Plan lets us help you upgrade to you next vehicle!


Our goal is to assist those who are currently credit challenged and still strive to purchase the vehicle of their dreams.

By consciously following the 'customer guidelines' and keeping in touch with your sales representative at Premier, not only can we upgrade your current vehicle but we can show you the way to build amazing credit!


Premier Promises...

The Premier Plan is a unique offer for credit challenged customers, the goal being to get you into the car of your dreams.This amazing opportunity is aimed at helping customers who experience credit challenges driving the car of their dreams in as short as 12 to 18 Months!

While many who are credit challenged feel that getting the vehicle of their dreams is not possible, the Premier Plan makes that very idea possible. The Premier plan improves your credit by getting you in a vehicle you can afford, making sure your payments are being made on time, and eventually upgrading that vehicle, lowering your interest rate, and putting you in a new vehicle!

Because of Premier's relationship with Credit Acceptance Corporation(CAC) we can work to get you approved on a nicer car than you predicted you would be able to afford.

CAC is different than traditional dealer financing in one very important way. CAC reports to the Credit Bureau. This means that in 6 months of making your payments on time and a couple other recommendations you can see a significant increase in your credit score.

In the next 12 months, if you have followed all of the customer guidelines, you should qualify for a nicer used vehicle or maybe even a new vehicle at a 0 - 3% interest rate because you have experienced a 100- 150 point increase in your credit score through the Premier 6-12 Plan

Customer Guidelines

  • 1-Make all your payments on time.
    • A.(Tip)Have the finance company do a direct withdrawal from your bank so you do not have to remember to make a payment.
    • B.When trying to build your credit you cannot go into the 10 day grace period.

  • 2-Deposit all funds in your bank.A bank Statement is proof of income. Any deposits are considered income, so if you make money on the side, deposit it into your account first then withdraw it.

  • 3-Don't write a bad check.
    • A.(Tip)Make sure you have overdraft protection with the bank if possible!

  • 4-Limit any increase in debt and try to keep all revolving credit(credit cards) under 50%.
    • A.(Tip)You will get a lot of credit card approvals after the purchase of your vehicle.
      Take up one.(If there are 2 purchasers then 2 cards)
    • B.For the first3 months do nothing but charge gas on it and pay it off when the bill comes in. Then after that never go above 50% of your limit.When you get your bill you pay double the required amount until it is paid down to (ZERO) then you can start all over again.

  • 5-Maintain a current proof of residency. Have mail (bills) delivered to your residency.

  • 6-Monitor your credit score and address any discrepancies quickly.
    • A.Make sure that items on your credit report are your items and not someone else's
    • B.It can take 30 days to put something on your credit report and up to 6 months to get it off

  • 7-Payoff any outstanding debt if possible or work with lender on payment plan. If they will not put you on a payment plan and you send them $10.00 per month for each bill and they cash your check they are agreeing to your terms. If they try to get you to settle for less than what you owe to not take their offer, as it goes on your credit "CREDITOR PAID 0 BALANCE PARTIAL PAYMENT". When building Your credit you do not want to have this on your credit report.
Dealer Information
Premier Hyundai of Oakland 2820 Broadway Oakland, CA 94611 Get Directions
Phone: (510) 284-5674
Sunday:
CLOSED
Monday:
9:00 AM - 8:00 PM
Tuesday:
9:00 AM - 8:00 PM
Wednesday:
9:00 AM - 8:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 8:00 PM
Saturday:
10:00 AM - 6:00 PM
Phone: (510) 284-5670
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
CLOSED
Phone: (510) 284-5670
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:00 AM - 5:00 PM